Less than 4% of Americans when they reach age 65 have a retirement income of over $40,000 annually.
	25% of Americans die before age 65.
	The average American saves less than 5% of their income.
	The average retiree requires 75% of their pre-retirement income to maintain their lifestyle.

	Are you systematically saving for retirement?
	At the rate you are saving, will you have enough income to support yourself in the lifestyle you have become accustomed?
	Will your nest egg have at least $500,000 in it?
	Will your retirement continue to be funded during your accumulation years if you are unable to work or die before your plan is complete?

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