According to the Department of Health and Human Services 25 out of 100 people will die before reaching age 65.
	It is estimated that the average family needs at least 10 times the annual income of the primary breadwinner in life insurance benefits.

	If you died unexpectedly, would your family be able to maintain their current standard of living?
	If you died unexpectedly, would your family have to give up their home?
	If you died unexpectedly, would you want you children to have the resources to attend the college of their choice?

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