- Do I have to wait for renewal time to change
my auto insurance company?
- Do I have to wait for renewal time to change
my homeowners insurance policy?
- How much coverage do I need for my Auto?
- Do I really need life insurance?
- Do I need to insure my home for it's market
value?
- Can I get Discounts?
No, you do not. You can change anytime you like, although most people
find it more convenient to make the change at renewal time.
No, you don't. This type of coverage can be changed at anytime.
Homeowners policies are annual policies and are usually billed through
escrow directly with the mortgage company. If you do want to change, it
is advisable to prepare at least two months in advance to ensure proper
billing.
That all depends on your situation in life. For example, if you have
a great deal od assets to protect, then you need to maximize your
coverage's. If you are a college student who is just starting off in
life, then perhaps the state required minimums are for you. We
personalize a package to suit your needs.
YES! Don't be fooled, everyone needs life insurance. Whether you have
it to protect your family from the loss of your earnings, or to protect
your future family, we just need to determine the type and amount that
are appropriate for you.
Your home should be insured for it's replacement cost. That simply
means, what would it take in today's dollars to rebuild your home. Never
insure the cost of the land. Dirt does not burn, so why pay for coverage
you will never use? We are here to help you with smart insurance
planning.
YES! We offer discounts for clients who have multiple policies with
us as well as multiple vehicles. Other discounts are available for Home
Security systems and many others. We need to tailor a plan to fit you
and your needs.
Phone: 678-494-4211